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About Us

Our attorneys are accessible and responsive. We are here to serve our client. Taking care of our clients and their borrowers is a way of life that allows us to provide 'Service Second to None'.

McCarthy & Holthus, LLP's attorneys and management have years of experience in mortgage servicing and specifically managing mortgages in default. McCarthy & Holthus serves the states of California, Washington, Oregon, Idaho, New Mexico, Arizona, Nevada, Texas, Arkansas, and Colorado in legal representation before U.S. Bankruptcy Courts, U.S. District Courts and the State Courts. We pride ourselves on knowing the judges and the "local-local" rules to effectively represent our Lender clients. We can represent financial institutions from routine to complex litigation. We understand that our clients rely upon us and we recognize the great responsibility that comes with each referral sent to McCarthy & Holthus, LLP. Managing timelines is a way of life so that we can provide "Service Second to None."

Founding Partners





Executive Leadership and Partners





ATTORNEYS

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  • Jennifer Wong

    Jennifer Wong

    Jennifer Wong is an Associate in the Bankruptcy Department at McCarthy & Holthus, LLP. After graduating from the University of California, Santa Barbara (UCSB), where she earned her Bachelor of Arts degree in Business Economics, she received her Juris Doctorate from California Western School of Law in 2006. While attending California Western, Ms. Wong clerked for the Employee Rights Center where she assisted employees with wage disputes and unemployment insurance matters. She was inducted to California Western’s Pro Bono Honors Program in 2004. In December 2009, Ms. Wong was elected to serve on the Board of Directors for the San Diego Bankruptcy Forum. She was elected to serve as Secretary of the Forum in January 2010. Ms. Wong is admitted to practice law in the state of Californiain, in all of its District Courts and in the District Court of New Mexico. Ms. Wong has received an AV Preeminent® rating from Martindale Hubbell, ranking her at the highest level of professional excellence for legal knowledge, communication skills and ethical standards.

  • Joseph W. McIntosh

    Joseph W. McIntosh

    Joseph Ward McIntosh is a Senior Associate Attorney in the firm’s Washington office. Joe grew up in Seattle, attended college at Washington State University, and law school at Willamette University in Oregon. He was admitted to practice law in the state of Washington in 2007, and has practiced creditor’s and real property law exclusively since that time. Joe is admitted to practice in the U.S. District Courts in Washington and the 9th Circuit.

  • Robert Brandon Hakari

    Robert Brandon Hakari

    Brandon Hakari joined McCarthy & Holthus, LLP in the firm's Portland, Oregon office in 2012. In 2018, he moved to the firm's Plano, Texas office where he practices as the office's Senior Litigation Associate. He received his Bachelor of Arts in Chemistry from Texas A&M University in 2008 and his Juris Doctorate from Michigan State University in 2011. While in law school, he worked as a clinician at Michigan State University’s Housing Law Clinic and served as a judicial extern for the Honorable Stacey Jernigan of the United States Bankruptcy Court, Northern District of Texas. Mr. Hakari has been a member of the Oregon bar since 2011 and the Texas bar since 2018; and has been licensed to practice before the U.S Patent and Trademark Office since 2011. Mr. Hakari has received an AV Preeminent® rating from Martindale Hubbell, ranking him at the highest level of professional excellence for legal knowledge, communication skills and ethical standards.

  • David Swartley

    David Swartley

    David M. Swartley is an Associate Attorney in Boise, Idaho. Mr. Swartley obtained his Bachelor Degree in History from the University of Puget Sound and his JD from the University of Idaho College of Law. Mr. Swartley is an AV-rated attorney with Martindale Hubbell with over seventeen years of private practice experience in civil litigation, judicial and non-judicial foreclosures, unlawful detainers, medical malpractice defense, and representing creditors in bankruptcy. Mr. Swartley acts as a Panel Chairman for the Idaho State Board of Medicine on Prelitigation Screening Panels and acts as legal counsel on behalf of guardians ad-litem on CASA matters. Mr. Swartley has received an AV Preeminent® rating from Martindale Hubbell, ranking at the highest level of professional excellence for legal knowledge, communication skills and ethical standards.

  • Jeremy Clifford

    Jeremy Clifford

    Jeremy Clifford joined McCarthy and Holthus in 2015 and is an Associate Attorney in the Portland, Oregon office. Prior to entering law school Mr. Clifford obtained a Bachelor Degree in Finance from The University of Phoenix while working for a large mutual fund company. Mr. Clifford graduated from Lewis and Clark Law School in 2014. During law school he clerked for a local Portland attorney who specializes in long-term disability denials. After law school Mr. Clifford clerked for a local Portland law firm that specializes in construction defect litigation and insurance defense. Immediately prior to working at McCarthy and Holthus Mr. Clifford worked for a third-party servicer of class action lawsuits and mass torts. Mr. Clifford works in the bankruptcy practice group in the Portland, Oregon office of McCarthy and Holthus. He is admitted to practice law in the state of Oregon.

  • Michael Scott

    Michael Scott

    Michael Scott joined McCarthy & Holthus in 2015, and is an Associate Attorney at the Portland OR office. He has significant experience in bankruptcy and debtor-creditor law, and he has represented creditors and debtors in federal bankruptcy courts and state courts. He also has experience in the areas of foreclosure, real estate and business transactions. Mr. Scott graduated from Northwestern School of Law of Lewis & Clark College in Portland OR in 1997, and he previously obtained his Bachelor Degree from Miami University in Oxford, OH. ​Mr. Scott is admitted to practice law in the states of Oregon and Washington.

  • Nancy Lee

    Nancy Lee

    Nancy Lee joined McCarthy and Holthus in 2015 and is an associate in the Civil Litigation Department at the San Diego office. Mrs. Lee received her Bachelor of Arts Degree in English from the University of California, Los Angeles. While attending Loyola Law School, Mrs. Lee externed for a bankruptcy judge, volunteered at the Public Counsel Law Center’s Debtor Assistance Project Division, and interned in the Business and Tax Section of the California Department of Justice. After graduating from law school, Mrs. Lee practiced at a bankruptcy firm in downtown Long Beach, a bankruptcy litigation firm in West Los Angeles, and a multi-state default services law firm in Orange County. Mrs. Lee is admitted to the State Bar of California and the United States District Court for all districts of California.

  • Michael Chen

    Michael Chen

    Michael Chen joined McCarthy and Holthus in 2013 and is an Associate Attorney at the Las Vegas office. Mr. Chen obtained a Bachelor of Arts Degree in History from The University of California (“Cal”) in 1992. He graduated from the University of Arizona College of Law in 1996. Mr. Chen began his legal profession at the Clerk’s Office for the United States Bankruptcy Court, District of Nevada in 1998 and has since and solely been a practicing attorney in all aspects of mortgage default servicing (foreclosure, bankruptcy, evictions, title curative, etc.) for all of the principal mortgage banking/servicing entities in the industry. Mr. Chen’s main specialty is bankruptcy law, and is admitted to practice law in the states of Arizona (1997) and Nevada (2000).

  • Yoshie Valadez

    Yoshie Valadez

    Yoshie Valadez joined McCarthy and Holthus, LLP in 2016 as an Associate Attorney in the Texas office. She was admitted to practice law in the State of California in 2001, Massachusetts in 2007, and Texas in 2014. She has a Bachelor of Science degree in Molecular and Cellular Biology and a Bachelor of Arts degree in Cultural Anthropology from The University of Arizona and a Juris Doctorate Degree from Golden Gate University School of Law in San Francisco, California. Ms. Valadez has been admitted to practice law before the United States District & Bankruptcy Courts for the all Districts in Texas, all Districts in California, the District of Massachusetts and the United States Court of Appeals for the Ninth Circuit. Ms. Valadez’s practice is focused on representing secured lenders and financial institutions in bankruptcy and law. Prior to joining the team at McCarthy & Holthus, LLP, Ms. Valadez practiced bankruptcy for a Boston area firm.

  • Thuy Frazier

    Thuy Frazier

    Thuy Frazier joined McCarthy & Holthus in 2017 as an Associate Attorney in the Texas office. She was admitted to practice law in the State of Texas in 2013. Ms. Frazier received her Bachelor of Arts in Political Science with honors from Baylor University in Waco, Texas and obtained her Juris Doctorate with honors from the SMU Dedman School of Law in Dallas, Texas. Prior to joining McCarthy & Holthus, Ms. Frazier represented financial institutions in judicial proceedings at a Dallas-based creditors' rights law firm. Ms. Frazier's practice areas include litigation, creditors' rights, probate, eviction, and foreclosure.

  • James Miersma

    James Miersma

    James Miersma joined McCarthy Holthus in 2017 and works out of the Seattle office. He is licensed in WA, OR and ID and represents national vehicle lender clients, local credit unions as well as national mortgage lenders and servicers. ​He graduated from Calvin College in 1976 and from Marquette University Law School in 1979. He has represented creditor clients since 1979.

  • Ilene Dell'Acqua

    Ilene Dell'Acqua

    Ilene Dell'Acqua joined McCarthy and Holthus in 2018 and is an Associate Attorney at the Colorado office. Ms. Dell'Acqua obtained a Bachelor of Arts Degree with Honors in English from the University of Maryland at College Park. She obtained her Master's Degree in English from New York University and went on to graduate cum laude from Suffolk University Law School in Boston. Ms. Dell'Acqua has over 20 years of experience in the bankruptcy law field representing creditors, debtors and corporate clients in Colorado.

  • Grace Chu

    Grace Chu

    Grace Chu joined McCarthy and Holthus in 2018 and is an Associate Attorney at the Seattle office. Ms. Chu obtained her B.A. in Classical Studies from University of Washington in 2009. She worked for a year in a half in foreclosure before deciding to go to law school and graduated from Seattle University School of Law in 2016. In addition to her legal experience in foreclosure law, she also has experience in personal injury law, business law, family law and financial litigation.

  • Katherine McCarthy

    Katherine McCarthy

    joined McCarthy and Holthus in 2019 and is an Associate Attorney at the Albuquerque office. She has legal experience with a liberal arts background. Mrs. McCarthy obtained a Bachelor Degree in English with a concentration in American Protest Writing from The University of Florida in 2004. She then moved to Ireland to teach at a private school and travel. She later moved back to the states and graduated from The University of Massachusetts School of Law in 2009. As part of her legal career, Mrs. McCarthy worked with towns in Connecticut to collect on tax defaults. Her legal work ultimately led her to accepting a position at Bendett & McCugh in Farmington, Connecticut, where she received over six years’ experience with foreclosure work including mediations as well as courtroom time. Mrs. McCarthy, upon re-locating to New Mexico, worked briefly in the field of collections. Mrs. McCarthy is admitted to practice in the states of New Mexico and Connecticut.

  • Joyce Nwachukwu

    Joyce Nwachukwu

    Joyce Nwachukwu joined McCarthy and Holthus in 2019 and is an Associate Attorney in the Plano office. Ms. Nwachukwu obtained a Bachelor Degree in Business Administration with an emphasis in Finance from University of Texas at Arlington. She graduated from Thurgood Marshall School of Law at Texas Southern University in 2009 and went on to acquire a Masters in Tax Law at University of Houston in 2011. She is admitted to practice law in Texas.

  • Deborah Boyd

    Deborah Boyd

    Deborah Boyd joined McCarthy and Holthus in 2020 and is an Associate Attorney at the Scottsdale office. Her legal experience is both in litigation and real estate transactions. She graduated from the University of Southern California Gould School of Law in 1988, and from Idaho State University in 1985. She is licensed in both Arizona and California.

  • John D. Yohe

    John D. Yohe

    John Yohe joined McCarthy and Holthus in 2020 and is an Associate Attorney at the Scottsdale, Arizona office. Mr. Yohe obtained a Bachelor of Arts Degree in Criminal Justice from The University of Delaware in 1995. He graduated from Widener University School of Law in 2000. Mr. Yohe moved to Arizona in 2002 and began his legal profession at the Maricopa County Attorney’s Office as a prosecutor in the County’s Preliminary Hearing Unit in which he represented the citizens of the State of Arizona. Mr. Yohe has represented consumer debtors in Chapter 7 and Chapter 13 bankruptcies for over 10 years prior to joining McCarthy Holthus. Mr. Yohe is admitted to the State Bar of Arizona and is also admitted in the United States District Court for the District of Arizona.

  • LaDawna Fleckenstein

    LaDawna Fleckenstein

    LaDawna Fleckenstein joined McCarthy & Holthus in 2021 as the Managing Attorney of the Arkansas office. Ms. Fleckenstein earned her Bachelor of Science in Communication with honors from Florida State University and earned her Juris Doctorate with honors from Florida Statute University, College of Law. Prior to joining McCarthy & Holthus, Ms. Fleckenstein practiced law in Florida for several years representing various state agencies. In 2014 Ms. Fleckenstein was admitted to practice law in the State of Arkansas and moved to Little Rock, Arkansas in 2014. That same year Ms. Fleckenstein began practicing in the field of creditor’s right law. Ms. Fleckenstein’s practice areas include foreclosure, bankruptcy, eviction, and litigation.

  • Esteban H. “Steve” Gonzales

    Esteban H. “Steve” Gonzales

    Esteban H. “Steve” Gonzales is a litigation attorney for McCarthy & Holthus- Texas, LLP. As a first-generation student, he earned a Bachelor of Arts in Speech Communication and History from Sam Houston State University and a Juris Doctorate from Southern Methodist University School of Law where he served as Student Bar Association President and a member of the Order of Barristers. Mr. Gonzales was licensed to practice in the State of Texas in 1996. Since that time, he has routinely practiced in Texas District, County Court at Law, Probate, and Justice Courts. In addition, Mr. Gonzales has practiced before the United States District & Bankruptcy Courts for the Northern and Eastern Districts of Texas. He began his Texas litigation, foreclosure and eviction experience with a Dallas area law firm and has represented secured lenders and financial institutions within areas of foreclosure, eviction, probate and bankruptcy matters. Prior to joining McCarthy & Holthus, LLP, Steve managed his own law firm and assisted many foreclosure law firms as local counsel throughout the North, East and Central areas of Texas.

  • Todd Simonson

    Todd Simonson

    Todd Simonson is an Associate in the Civil Litigation Department at McCarthy & Holthus. Prior to receiving his law degree, Mr. Simonson graduated with a Bachelor of Arts in Business Economics from the University of California, Santa Barbara. He subsequently obtained his Juris Doctorate from the University of San Diego School of Law and his MBA from the University of San Diego School of Business. Mr. Simonson is admitted in the Southern, Central, Northern and Eastern Districts of California of the U.S. District Court. While attending the University of San Diego School of Law, Mr. Simonson was awarded the CALI Award of Excellence in Corporate Finance. Mr. Simonson has extensive experience in both transactions and litigation in the fields of Business and Real Estate. Prior to joining McCarthy & Holthus, Mr. Simonson spent years representing the interests of institutional and individual creditors in all manner of default and litigation related matters.

Call Us Today Call Us (877) 369-6122

California

McCarthy & Holthus, LLP

2763 Camino Del Rio S., Ste. 100

San Diego, CA 92108

Fax: 619.685.4811

Washington

McCarthy & Holthus, LLP

108 1st Avenue South, Ste. 300

Seattle, WA 98104

Fax: 206.596.4856

Arkansas

McCarthy & Holthus, LLP

202 North Walton Blvd., Ste. 14

Bentonville, AR 72712

Fax: 214.291.3801

Oregon

McCarthy & Holthus, LLP

920 SW 3rd Ave, 1st Floor

Portland, OR 97204

Fax: 971.201.3202

Nevada

McCarthy & Holthus, LLP

9510 West Sahara Avenue, Ste. 200

Las Vegas, NV 89117

Fax: 866.339.5691

Idaho

McCarthy & Holthus, LLP

702 W. Idaho Street, Ste. 1100

Boise, ID 83702

Fax: 208.947.5910

Texas

McCarthy & Holthus, LLP

1255 West 15th Street, Suite 1060

Plano, TX 75075

Fax: 214.291.3801

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Arizona

McCarthy, Holthus, LLP

8502 E. Via De Ventura, Suite 200

Scottsdale, AZ 85258

Fax 480.302.4101

New Mexico

McCarthy & Holthus, LLP

6501 Eagle Rock NE, Ste. A-3

Albuquerque, NM 87113

Fax: 505.750.9803

Colorado

McCarthy & Holthus, LLP

7700 E. Arapahoe Road, Ste. 230

Centennial, CO 80112

Fax: 866.894.7369